Switched from Chase to EECU three years ago and I'm never going back. No monthly fees, no minimum balance BS, and their auto loan rates are consistently 1-2% lower than what the dealership offered me.
The only downside is fewer ATMs and branches but honestly I use Zelle and mobile deposit for everything now so it barely matters.
A buddy of mine uses Resource One in Dallas and likes them too. Their app is actually decent which is saying a lot for a credit union.
If you're still paying Chase or BofA $12/month just to have a checking account you're literally giving away money for no reason. The big banks don't offer anything a credit union can't match except more fees.
CUTX gave me a 5.9% auto loan when Capital One offered 7.8% for the same car. Credit union auto loans are always the first place to check.