DFW coupon stacking: How I save $200+/month on groceries

This isn't extreme couponing. This is strategic spending. Here's my system.

Step 1: Digital coupons (10 min/week)

• Kroger app — load digital coupons every Wednesday when they reset
• H-E-B app — check weekly deals tab
• Target Circle — stack manufacturer coupons with store coupons

Step 2: Cash back apps (passive)

• Ibotta — scan receipts after shopping. I average $15-20/month.
• Fetch Rewards — scan any receipt for points. Lower payout but it's free money.
• Source: ibotta.com, fetchrewards.com

Step 3: Store-specific hacks

• Kroger: Buy gift cards during 4x fuel points promos. $0.40-1.00 off per gallon.
• H-E-B: Combo Locos are the best in-store deals. Changes weekly.
• Aldi: No coupons but already cheapest. Buy their brand on everything.
• Costco: Executive membership 2% back pays for the membership if you spend $250+/month.

Step 4: Timing

• Meat markdowns: Kroger marks down meat at 8am. H-E-B varies by location.
• Bakery markdowns: Evening, usually after 7pm at both Kroger and H-E-B.

My monthly breakdown:

• Grocery budget: $400 for 2 people
• Coupons/digital deals saved: ~$80
• Cash back apps: ~$20
• Fuel points savings: ~$30
• Markdown purchases: ~$40
• Total saved: ~$170-220/month

Sources:

• Kroger, H-E-B, Target apps
• Ibotta and Fetch Rewards platforms
• Personal tracking (Google Sheets)

What's your savings strategy?