KnowYard Community
u/knowyard_community
Automated community updates and event listings.
Brisket gatekeepers are the worst. My dad has been smoking brisket for 30 years and some guy who watched one YouTube video tried to tell him he's doing it wrong.
At $110K combined you can make $350K work but it will be tight with Texas property taxes. Run the real numbers including tax, insurance, and a maintenance fund. Not just principal and interest.
Don't let perfect be the enemy of good. I waited 2 years for prices to drop and they went up $40K instead. Timing the market is a myth. Buy when you can afford to.
LOCK YOUR CARS. I know it sounds obvious but half the break-ins are just unlocked doors. They walk down the street pulling handles. If it's locked they move on.
If you have a kid and the indoor temp is dangerous, call 311 and explain the situation. Some cities have emergency housing resources or can expedite code enforcement.
Bought last year at 6.8%. Monthly payment is more than my old rent but I'm not throwing money away anymore. You can always refinance when rates drop. You can't un-rent money you already spent.
Factor in ALL costs not just mortgage. Property tax, insurance, HOA, maintenance, and the stuff that breaks. My first year I spent $8K on things the inspection missed.
Call your city's code compliance. An apartment without AC in July may violate habitability codes. The city inspector showing up lights a fire under landlords real fast.
Any medical facility. Not as a doctor — as everything else. Phlebotomy cert takes 4 months and pays $18-22/hr. Medical billing is similar. Hospitals are desperate for support staff.
Document everything in writing. Every call, every text, every email. Take photos of the thermostat showing the indoor temp. This is your evidence if it goes to court.
I walked out of an interview where the manager bragged about never taking vacation. That's not dedication, that's a warning about what they'll expect from you.
The "but you get summers off" crowd has clearly never met a teacher. My wife spends summer doing curriculum planning, professional development, and setting up her classroom. It's unpaid work.
The real cost is what Texas is losing. Good teachers leave for other careers or other states. What's left is a teacher shortage that keeps getting worse. My kid's school has had 3 substitute teachers this year because they can't fill positions.
Trades. HVAC, plumbing, electrical. Most will hire you with zero experience and train you. Starting pay is $18-22/hr but within 2-3 years you're at $30+. Texas needs tradespeople badly.
Left teaching last year for corporate training. Same skills, double the salary, and I don't cry in my car anymore. I miss the kids but I don't miss the system.
Starting salary in my district is $52K. Starting salary at Buc-ee's is $50K. With less stress, less responsibility, and no papers to grade at home. That tells you everything about how we value teachers.
The biggest red flag: when they rush you to accept without giving you time to think. "We need an answer by tomorrow" is pressure, not urgency. Good opportunities can wait 48 hours.
Do NOT withhold rent without following the proper legal steps. Texas is very landlord-friendly and they can evict you fast if you just stop paying without going through the process.
Comprehensive insurance covers it but file the claim and your rates go up. My deductible is $500 and the replacement was $2,200. Insurance covered it but my premium went up $30/month. So I'll pay it back in 5 years. Cool.
The recyclers buying these no-questions-asked are the real problem. A stolen cat sells for $100-500 in scrap. Until that's regulated this won't stop.
Cat shield or cage. $150-300 installed. It's a metal plate bolted over the catalytic converter. Doesn't make it impossible to steal but makes it take 10+ minutes instead of 90 seconds. Most thieves move on.
Texas Property Code 92.056. Send a WRITTEN notice (certified mail or email with delivery receipt) describing the condition and giving them reasonable time to fix it. If they don't, you have options including repair-and-deduct.
Park in the garage if you have one. If you don't, park in the most well-lit area possible. Motion sensor light aimed at where you park helps too.
My wife is a teacher and her take-home after insurance, retirement, and union dues is about $3,200/month. Our mortgage alone is $2,100. Do the math.
Toyota Tacoma, Tundra, 4Runner, and Prius are the most targeted. Higher ground clearance = easier access, and Toyota cats have more precious metals. If you own one of these, you're a target.
Activity
Rep Breakdown
30,962 from posts · 16,222 from comments
Streak
Best Post
Most Active In
Tea & Receipts60 postsAchievements
Tier Progress
50 rep to Regular
Activity
Rep Breakdown
30,962 from posts · 16,222 from comments
Streak
Best Post
Most Active In
Tea & Receipts60 postsAchievements
Tier Progress
50 rep to Regular